Interest free

0% Finance at EC Cycles

Here at EC Cycles we make buying your dream bike or accessories a reality offering finance packages up to 36 months interest free credit. All of our finance packages are interest free with no hidden extras so you can spread the cost of bikes and cycling gear over a period of time that suits your budget.

With a minimum deposit of 10% of the whole purchase you can spread the remaining cost over the chosen period of time – up to 3 years.

Remember these are just examples and within these price bands we can put together a package to suit you.
Am I eligible for finance?

To apply for finance you must be:
• At least 18 years of ages.
• A permanent UK resident.
• In regular employment (minimum of 16 hours per week), including self-employment or in permanent residence with your spouse/partner who is regular employment.
• In receipt of a pension if you are retired.
• Able to confirm sufficient income if you are registered disabled.
How do I apply?

Simply call into the shop to complete the application.
You will need to bring along:
• Debit/credit card in your name for the deposit.
• Proof of signature, for example a driver’s license, passport, credit card etc.
• Proof of address, for example a utility bill dated within the last 6 months.
You will also need to have your bank details available. The deposit must be paid with a debit/credit card.
What happens next if my application is approved?

If your application is approved you will be able to complete a Credit Agreement with V12 Finance. Upon notification of the receipt of the agreement EC Cycles will process your order and you can collect your goods.